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FINANCIAL PLANNING & INVESTMENT STRATEGIES

Our goal is to partner with you in creating a financial plan that evolves with your life and goals. Whether your needs are simple or complex, our expertise will help you confidently navigate the path ahead.

Have you saved enough for the future? Are you confident your money will last? These are common concerns, and without a clear plan, they can hold you back from living the life you envision. We’ll work with you to design a roadmap tailored to your unique circumstances, addressing challenges and seizing opportunities as they arise.

Start Your Journey

What You Can Expect

  • Goal Setting: Understand where you stand and establish clear objectives for your financial future.

  • Tax Efficiency: Proactively plan for taxes using tools like Roth IRAs, HSAs, and other strategies to maximize your savings.

  • Investment Strategy: Align your investments with your risk tolerance and timeline, optimizing for growth and stability.

  • Wealth Management Coordination: Collaborate with attorneys and accountants for tax management, trust management, and wealth transfers.

Products Offered

  • Investments, including managed accounts, municipal bonds, and fixed-income options.

  • Retirement accounts like Roth IRAs and 529 plans.

  • Insurance products to protect your assets.

If you’ve ever wondered whether you’re on track financially or optimizing your resources, we’re here to help. A strong financial foundation starts with clarity.

 

Retirement Planning

Retirement is a significant milestone, and planning for it goes beyond savings. It’s about creating a strategy that ensures you can live the lifestyle you’ve worked so hard to achieve. Our approach to retirement planning is tailored to your unique goals and circumstances, providing a smooth transition and peace of mind for the future.

 

What is Retirement Planning?

Retirement planning involves setting goals, saving and investing wisely, and creating a sustainable income strategy for the future. We’ll help you answer essential questions like:

  • Am I on track for retirement?

  • When can I retire comfortably?

  • How do I allocate my contributions and withdrawals effectively?

  • Will I run out of money?

Your First-Year Plan Includes:

  1. Retirement Feasibility: Analyze your financial readiness to retire and sustain a comfortable income for the long haul. 

  2. Progress Review: Assess your current status and make recommendations for improvement.

  3. Tax Planning: Identifying strategies to reduce tax burdens, such as Roth IRAs and other tools.

  4. Investment Recommendations: Tailoring a portfolio to balance risk and growth, aligned with your timeline.

Our Approach:

  • Incorporate multiple income sources like 401(k)s, IRAs, Social Security benefits, pensions, and personal savings.

  • Develop a risk-managed strategy to grow your investments.

  • Make ongoing adjustments to align your plan with changing market conditions and personal circumstances.

Why Retirement Planning Matters:

Without a solid plan, it’s easy to run into unexpected challenges, from healthcare expenses to lifestyle changes. Whether you’re just starting or nearing retirement, it’s never too early—or late—to begin.

LET'S CONNECT

Looking for financial clarity and a plan that works for you?
Schedule a consultation with McCarthy Solutions today.

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